B Personal Pre-Qualifier

Tell me Lys's real numbers — I'll show you exactly what FHA will let her buy and what's blocking her.

Lys can buy a property up to
$0
FHA Tier

How Lys's debt-to-income looks

FHA's standard back-end DTI cap is 43%, can stretch to 50% with strong credit + reserves.

⚠ Top bottleneck

What changes Lys's ceiling

Effect of common moves on her qualifying max:

Properties Lys could buy today

Filtered against her current profile, FHA limits, self-sufficiency test, and cash on hand.

Personalized Action Plan

Lender-Ready Summary

Copy this and email to a multi-family-experienced FHA lender. They can give Lys a real pre-approval in 24-48 hours.