FOR LYS · UPDATED MAY 2026

FHA Wealth Toolkit

Five interactive tools to help you understand the FHA house-hack strategy, qualify for it, find the right property, and watch your wealth compound. Set your profile once — every tool uses it.

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$50,000
$30,000
680
$200
Max purchase price
$0
FHA tier
based on real ceiling
Cash status
DTI cap
Tip: Adjust the sliders above to reflect Lys's real numbers. Every tool below will use these values automatically.

The Five Tools

A

Side-by-Side Comparator

"Stack 4 properties next to each other, see who wins on every metric."

Pick up to 4 properties; they get put in columns and every dimension — cash, monthly cost, equity, cap rate, GRM, refi cash-out — gets a winner highlighted.

  • Up to 4 properties side-by-side
  • Add custom properties from MLS
  • Adjust assumptions live
  • Winner of each metric highlighted
Open Comparator
B

Personal Pre-Qualifier

"What can Lys actually buy with her income, credit, and savings — right now?"

Detailed FHA qualifying engine. Shows her exact ceiling, what's blocking her, and a personalized action plan to expand her options.

  • Real DTI breakdown (front + back end)
  • "What if" credit boost scenarios
  • Personalized action plan
  • Lender-ready summary to share
Open Pre-Qualifier
C

Wealth Journey Simulator

"Watch 20 years of wealth building, animated, every strategy compared."

Hero chart with overlays — rent, hold, refi every 5 years, refi every 3 years. Add your age and see what your net worth looks like at 32, 40, 50.

  • Compare scenarios on one chart
  • Year-by-year breakdown table
  • Age projection (where will you be at 40?)
  • Cash flow chart + total return
Open Journey Simulator
D

I-45 Map Explorer

"See every property pinned on the corridor. Click for the full deep dive."

Stylized map of the I-45 corridor. Pins are color-coded by FHA fit. Filter by tier, units, cash flow. Click for property card with HAR.com link.

  • 15+ properties pinned across corridor
  • Filter by your criteria
  • Neighborhood overlays with rents
  • Direct links to live HAR.com listings
Open Map Explorer
E

What-If Sandbox

"Twist any knob. See instantly which variables matter most."

Pure modeling: price, units, rent, rate, appreciation, vacancy. Compare two scenarios side-by-side. Sensitivity analysis shows which lever moves the needle.

  • 10+ adjustable variables
  • Scenario A vs Scenario B
  • Sensitivity ranking
  • Stress tests (recession, vacancy spike)
Open Sandbox
📚

The Strategy Guide

"Everything in one read — the full wealth model and FHA rules."

The original deep-dive document explaining the strategy, the 2026 FHA rules, the math, the 90-day playbook. Read this once, reference forever.

  • Full FHA 2026 rules + Harris County limits
  • Cash needed at 3 price tiers
  • 10-year wealth projection
  • Lys's 90-day playbook
Open Strategy Guide

Reference Documents

Companion documents you can revisit anytime: